In March 2021, the weighted average interest rate of all new deposits remained almost unchanged, while the corresponding interest rate on new loans increased, as announced today by the Bank of Greece.
The interest rate margin also rose to 3.91 percentage points.
The weighted average interest rate of all new deposits remained almost unchanged at 0.06%.
In particular, the average interest rates on overnight deposits from households and businesses remained unchanged at 0.04% and 0.02% respectively. The average interest rate on deposits with an agreed duration of up to 1 year by households remained almost unchanged at 0.16%, compared to the previous month.
New Loans
The weighted average interest rate on all new loans to households and businesses increased by 13 basis points to 3.97%. In particular, the average interest rate on consumer loans with no fixed maturity (category that includes credit card loans, open loans and current account overdrafts) remained almost unchanged at 14.64%.
The average interest rate on consumer loans with a specific duration and floating interest rate decreased by 35 basis points to 10.49%. The average interest rate on floating rate mortgages increased by 5 basis points to 2.43%.
The average interest rate on business loans with no fixed duration remained unchanged at 4.34%. The corresponding interest rate on business loans decreased by 5 basis points to 6.58%.
The average interest rate on new business loans with specific duration and floating interest rate increased in March 2021, by 49 basis points to 3.22%, while the corresponding amount of loans decreased to 544 million euros compared to 907 million euros last month. . In particular, the average interest rate on floating-rate loans to small and medium-sized enterprises (SMEs) fell to 3.22% from 3.37% last month, while the corresponding amount of loans increased to € 391 million from € 321 million. last month.
Regarding the structure of interest rates in terms of the amount of the loan, it is noted that the average interest rate for loans up to 250,000 euros decreased by 19 basis points to 4.51%, for loans from 250,001 to 1 million euros decreased by 20 basis points to 3 , 11%, while for loans over 1 million euros it increased by 47 basis points to 2.92%.
Interest rates on existing deposits and loans
In March 2021, the weighted average interest rates on the existing balances of all deposits and loans remained almost unchanged. The interest rate margin also remained almost unchanged at 3.61 percentage points.
Existing Deposits
The weighted average interest rate on all existing deposits (including overnight deposits) remained almost unchanged at 0.06%.
The average interest rate on existing deposit balances with an agreed maturity of up to 2 years by households remained almost unchanged at 0.16%. The corresponding interest rate on corporate deposits remained unchanged at 0.11%.
Existing Loans
The weighted average interest rate on existing loans stood at 3.67%, compared to 3.69% in the previous month.
In particular, the average interest rate on existing mortgage balances over 5 years remained unchanged at 2.01%. The average interest rate on the existing balances of consumer and other loans to individuals and private non-profit institutions with a maturity of more than 5 years was 6.60% from 6.57% in the previous month. The respective interest rates on business and professional loans remained almost unchanged at 3.20% and 4.22%.
Τα ως τώρα επίσημα αποτελέσματα επιβεβαιώνουν ότι ο Ζαμαντού Ορσί οδεύει σε επικράτηση στη χθεσινή εκλογική αναμέτρηση στην Ουρουγουάη, με περίπου 70% των ψηφοδελτίων να έχει καταμετρηθεί.
Πιστοί «διαλογίζονται» σε χώρους όπου υπάρχουν φέρετρα με ανθρώπινα λείψανα και η αστυνομία στην Ταϊλάνδη προσπαθεί να εξακριβώσει εάν αυτή η πρακτική είναι διαδεδομένη.
Λεωφορείο που μετέφερε μαθητές, συγγενείς τους κι εκπαιδευτικούς ενεπλάκη σε τροχαίο, με αποτέλεσμα 11 άτομα να σκοτωθούν και άλλα 18 να τραυματιστούν.
Η Χεζμπολάχ έβαλε 4 εκατομμύρια Ισραηλινούς στα σπίτια τους. Σοβαρές ζημιές στο Τελ Αβίβ. Πλέον προειδοποιεί επίσημα πως κάθε χτύπημα στη Βηρυτό, θα απαντάται στο Τελ Αβίβ.
Οι κίτρινες προειδοποιήσεις για άνεμο και βροχή παραμένουν σε ισχύ για τη δυτική Σκωτία, τη νότια Αγγλία και την Ουαλία, καθώς και τη Βόρεια Ιρλανδία λόγω της κακοκαιρίας Μπερτ.
Μια δραματική ταινία, χωρίς υπόνοια μελοδραματισμού και ένα δυνατό καστ, το φιλμ «Μικρά Πράγματα σαν κι Αυτά» είναι από τις καλύτερες ταινίες που βγήκαν στις αίθουσες αυτή την εβδομάδα.
